I had some nagging late payments, medical bills, student loan and a bankruptcy filed 2016. I had credit scores of 554 (TransUnion) and 548 (Equifax) as of 27th april 2019. I applied for a surgery loan in July but was not approved because of my poor credit profile. I contacted my loan officer, he explained that I needed a score of 740 and the bankruptcy removed from my report before I can be qualified for the loan. I had to seek for a way to raise my score and bring my credit profile up to speed because I had to do the surgery at that time. I made some research and I got a lot of good review and strong recommendations on Jamie an ethical hacker who has helped a lot of people in the States so I decided to email him Creditrepairmannetwork@gmail.com He replied my email and asked me to text him for further discussion, I did and he explained the process to me in a very simple terms. We got started with the process on a substantial agreement. After 2 weeks, he removed the bankruptcy, deleted other negative items, eventually raised my score to a high 700s, I was super excited